Is there an email address regarding a TD infinity Covid 19 cancellation visa right to contact? Hello Wendy, as long as you are the main holder of your card for the related trip, your creditor is also covered by whether you or your spouse travel with them or not. The trip must meet only the „coverage“ criteria (see the cardholder/guide agreement) and your creditor must remain your creditor and resident of Canada during the trip. 3 TD points must be redeemed in stages of at least 200 points for travel purchases that will be charged on your card and will be booked online or by phone via Expedia For TD. For trips that are debited on your card and are not booked through Expedia For TD, TD points must be redeemed in stages of a minimum of 200 or 250 TD points, as explained in the TD Travel Rewards (Travel Conditions) terms and conditions of the TD Travel Cardholder Credit Agreement for your card. Travel conditions are available on tdcanadatrust.com/agreements. We can reduce the minimum TD-Point cashing requirement at any time. To redeem TD points for travel purchases that are deducted from your card and are not booked through Expedia For TD, the cardholder must contact the TD Travel Rewards program or visit www.tdrewards.com after the travel purchase has been booked into the account and within 90 days of the date of the transaction. The required TD points will be redeemed from the TD points balance available at the time TD points are collected for the travel purchase and not for the transaction date of the travel purchase. The amount of the travel purchase is equal to the value of the TD points collected. If there are not enough TD points available to cover the total amount of the travel purchase, the account will only be credited by the value of TD points collected. Any amount of the travel purchase that is not covered by the TD points exchanged remains in the account for payment. Hello Tze Man, For travel health insurance, since you are over 65 years old, you are only entitled to 4 days of insurance coverage and no entitle if you have a pre-existing illness that was not stable at least 180 days before your trip.